Limited License and Permitted Uses.
We grant you a non-transferable, non-exclusive, revocable license to do the following:
Use the Website solely for internal, personal, non-commercial purposes.
You agree to abide by all additional restrictions displayed on the Website as it may be updated from time to time. The Website, including all Information, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of the Website and to prevent any unauthorized copying of the Information. All trademarks and service marks on this Website are either trademarks or registered trademarks of Serendipity Lending, our affiliates, or our licensors and may not be copied, imitated or used, in whole or in part, without our prior written permission.
In using the Website, you promise that you will not do any of the following:
Disrupt or interfere with the security or operation of the Website or any Information, or any servers or networks connected to or accessible through the Website or affiliated or linked web sites.
Upload, post or otherwise transmit through or on the Website any viruses or other harmful, disruptive or destructive files.
Use or attempt to use or access another person’s personal information, or create or use a false identity on the Website.
Attempt to obtain unauthorized access to the Website or portions of the Website which are restricted from general access.
Relationships with Lead Generators.
We may from time to time offer you the opportunity to apply for a loan with an unaffiliated lender that is licensed to offer loans in your state. With your approval, we may forward information you provide to a third-party lead generator, who will in turn forward your information to one or more unaffiliated lenders for consideration. The information you provide us is not a loan application, and the lender may require you to provide additional information to enable it to make a credit decision. We have no control over which lenders, if any, will receive your information. We have no relationship with the lender, and we are not responsible for any actions or omissions of the lender or the lead generator. You understand that Serendipity Lending, the lead generator(s) and all third party lenders are independent entities. We are not acting behalf of you, any lead generator or any third party lender, whether as an agent, broker or in any other representative capacity. If a lender decides to offer you a loan, we and the lead generator may receive compensation from the lender for forwarding your information to them. However, we make no promises that you will be able to obtain a loan. You acknowledge and agree that the lender is solely responsible to you for (i) all communications with you, including any adverse action notices or other required communications (ii) the terms and conditions of any loan, (iii) the delivery, execution or contents of any agreement or disclosure relating to your loan or application, (iv) compliance with all applicable laws and regulations relating to your loan, and (v) all other aspects of any application or loan transaction.
Third Party Web Sites, Content and Products and Services.
Privacy and Personal Information.
Wireless Policy (SMS)
When registering for an account, you must provide us with a telephone number capable of receiving SMS messages. Also, you are providing your consent for us to use your personal information to provide you with the services you’ve requested from us, including services that display customized content and advertising.
We may send you text-messages.
We will not charge you a service fee for our texting services, but your mobile service carrier’s message and data rates may apply to any short message service (SMS) messages you receive from us. You are responsible for any such charges. Please consult your mobile service carrier’s pricing plan to determine the charges for sending and receiving SMS messages. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your mobile service carrier. Our texting services are provided on an AS IS basis.
Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your mobile service carrier’s name and the date, time and content of your messages.
SMS Help or Support: For help or customer support regarding our text messaging services, email us at email@example.com or call toll free 800-853-5921. You can also request help, obtain contact information or additional information regarding our texting service anytime from your mobile device by replying with the word HELP to the message you receive from us.
SERENDIPITY LENDING AND ITS LICENSORS EXPRESSLY DISCLAIM ANY WARRANTY IN, TO, OR FOR THE WEBSITE. THE WEBSITE AND ALL INFORMATION IS PROVIDED AS IS AND WHERE IS WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. YOU EXPRESSLY WAIVE ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR CONTINUOUS OPERATION. SERENDIPITY LENDING MAKES NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS, THAT YOUR USE OF THE WEBSITE WILL BE UNINTERRUPTED, SECURE, TIMELY OR ERROR FREE, OR THAT ANY DEFECTS IN THE WEBSITE WILL BE CORRECTED. YOU ACKNOWLEDGE THAT ANY DATA OR INFORMATION DOWNLOADED, TRANSMITTED OR OTHERWISE OBTAINED OR ACQUIRED THROUGH THE USE OF THE WEBSITE ARE AT YOUR SOLE RISK AND DISCRETION. WE WILL NOT BE LIABLE OR RESPONSIBLE FOR ANY DAMAGE TO YOU OR YOUR PROPERTY. YOU ASSUME THE ENTIRE RISK ASSOCIATED WITH YOUR USE OF THE WEBSITE.
SERENDIPITY LENDING AND ITS LICENSORS DISCLAIM ANY WARRANTY OR RESPONSIBILITY FOR THE ACCURACY OR COMPLETENESS OF ANY INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED WITHIN THE WEBSITE. Serendipity Lending AND ITS LICENSORS EXPRESSLY DISCLAIM ANY WARRANTIES RESPECTING ANY HARM THAT MAY BE CAUSED BY THE TRANSMISSION OF A COMPUTER VIRUS, WORM, TIME BOMB, LOGIC BOMB, OR OTHER SUCH COMPUTER PROGRAM. SERENDIPITY LENDING AND ITS LICENSORS FURTHER EXPRESSLY DISCLAIM ANY WARRANTY OR REPRESENTATION TO ANY THIRD PARTY WHO MAY OPERATE OR OTHERWISE UTILIZE THE SITE.
YOU SPECIFICALLY ACKNOWLEDGE THAT USING THE SITE TO CONDUCT FINANCIAL TRANSACTIONS INVOLVES ADDITIONAL RISKS. FOR EXAMPLE, SENSITIVE PERSONAL OR FINANCIAL DATA THAT IS TRANSMITTED FROM OR TO THE SITE MAY BE INTERCEPTED AND USED BY THIRD PARTIES WITHOUT YOUR KNOWLEDGE. BY USING THE SITE, YOU ASSUME ALL SUCH RISKS AND AGREE THAT SERENDIPITY LENDING WILL HAVE NO LIABILITY WHATSOEVER TO YOU FOR ANY LOSS OR THEFT (INCLUDING IDENTITY THEFT) OCCURRING AS A RESULT OF SUCH ADDITIONAL RISKS.
Limitation of Liability.
IN NO EVENT WILL SERENDIPITY LENDING OR ITS LICENSORS BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, LOST PROFITS, BUSINESS INTERRUPTION, OR LOST INFORMATION) RISING OUT OF YOUR USE OF, OR INABILITY TO USE, THE WEBSITE, OR THE USE OR INABILITY TO USE THE WEBSITE BY ANY THIRD PARTY, EVEN IF SERENDIPITY LENDING AND ITS LICENSORS HAS/HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WITHOUT REGARD TO WHETHER SUCH DAMAGES, OR CLAIMS OF DAMAGES ARISE BASED IN CONTRACT, TORT OR OTHERWISE. SERENDIPITY LENDING AND ITS LICENSORS WILL HAVE NO LIABILITY WITH RESPECT TO THE ALL OR ANY PART OF THE CONTENT OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO, ERRORS OR OMISSIONS, LIBEL, INFRINGEMENTS OF RIGHTS OF PUBLICITY, PRIVACY, TRADEMARK RIGHTS, BUSINESS INTERRUPTION, PERSONAL INJURY, LOSS OF PRIVACY, MORAL RIGHTS OR THE DISCLOSURE OF CONFIDENTIAL INFORMATION. SERENDIPITY LENDING’S TOTAL LIABILITY FOR ANY AND ALL DAMAGES, REGARDLESS OF THE FORM OF THE ACTION, WILL BE LIMITED AND CAPPED IN THEIR ENTIRETY TO THE GREATER OF ONE SERENDIPITY LENDING (US $1.00) OR THE TOTAL AMOUNT PAID, IF ANY, BY YOU FOR THE PRODUCT OR SERVICE GIVING RISE TO THE ACTION. THIS LIMITATION OF LIABILITY MAY NOT BE ENFORCEABLE IN CERTAIN JURISDICTIONS, OR UNDER CERTAIN CIRCUMSTANCES, AS A MATTER OF LOCAL LAW, AND IS NOT INTENDED TO REPLACE OR SUPERCEDE LOCAL LAW.
Except as otherwise noted on this Website, the contents of this Website are copyrighted © 2017 by Serendipity Lending, LLC. All rights are reserved. No part of the materials on this Website, including text, graphics and html code, may be reproduced or transmitted in any form by any means without our express written consent, which may be withheld for any lawful reason.
All products and services referred to on this Website are available in the United States of America and only in those states where they may be legally offered. Access to the Website from territories where its contents are illegal is prohibited. This Website does not constitute an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation.
Use of Information.
Information and/or content available in or on, or accessed or downloaded through or from, the Website are made available solely as a convenience to you for general informational purposes only and are not intended to provide specific commercial, financial, investment, accounting, tax, or legal advice. The Website and all Information and content is provided to you solely for your own personal, non-commercial use and not for purposes of resale, distribution, or any other uses by you in any form or manner whatsoever.
Submission of Application and Account Verification.
By submitting your loan application on the Serendipity website you authorize Serendipity Lending to use the information you provided, including social security number and/or bank account number, to verify information such as your bank account through ACH deposit or other means.
Other Agreements, Documents And Policies.